Jun 2024 - Oct 2024
Personal Project
FinTech
Background
Spot.Money is a personal finance app designed specifically for young adults and college students who find traditional budgeting tools too rigid or boring. It helps users track and classify spending, set personal financial goals, and manage budgets in a way that feels intuitive, visual, and emotionally engaging.
Core problem
Young adults and college students often struggle with managing money not due to a lack of interest—but because:
Traditional finance tools feel overwhelming or sterile.
Budgeting advice is often irrelevant to inconsistent spending patterns and impulsive decisions.
Transaction logs are cluttered, uncategorized, or forgettable.
There’s no sense of short-term wins or gamified progress in most apps.
Insight: Most students don’t want “financial control” as much as they want emotional clarity and visible wins with their money.
